Terms and Conditions
Welcome to CoverageHelp.org!
These terms and conditions outline the rules and regulations for the use of the CoverageHelp website, located at coveragehelp.org.
By accessing this website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to all of the terms and conditions stated on this page, you must not continue to use coveragehelp.org.
The following terminology applies to these Terms and Conditions, Privacy Policy, and all Agreements: "Client", "You" and "Your" refers to you, the person using the website and accepting the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us" refers to CoverageHelp.org. "Party", "Parties", or "Us" refers to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to provide our services in the most appropriate manner to meet the Client’s needs, in accordance with and subject to the prevailing laws of the United States.
Cookies
We use cookies to enhance your experience on coveragehelp.org. By continuing to browse our website, you consent to our use of cookies in accordance with our Privacy Policy.
License
Unless otherwise stated, CoverageHelp.org and/or its licensors own the intellectual property rights for all material on coveragehelp.org. All rights are reserved. You may access this content for personal use, subject to the restrictions set in these Terms and Conditions.
You may not:
Republish, sell, rent, or sub-license material from coveragehelp.org.
Reproduce, duplicate, or copy material from coveragehelp.org.
Redistribute content from coveragehelp.org.
Use of Our Services
The primary service we provide is connecting users with health insurance providers through pay-per-call services. By contacting us, you agree to our pay-per-call service rates and acknowledge that charges may apply when speaking with one of our partners. The exact rate per call will be disclosed prior to connection, and you will be asked to confirm your agreement to these terms before proceeding.
Call Charges
Calls made through coveragehelp.org to health insurance agents or related services are charged on a per-call basis. You agree to pay the applicable fees for these calls as detailed on the website or in specific promotional offers. Rates may vary depending on the insurance provider and the duration of the call.
User-Generated Content and Comments
Our website may allow users to post and exchange opinions and information. Please note that we do not filter, edit, or publish comments prior to their appearance on the website. Comments reflect the views of the person posting them, not necessarily the views of CoverageHelp.org.
You warrant that:
You have the necessary rights to post any comments you submit.
Your comments do not infringe on any third-party intellectual property rights, nor do they contain offensive, unlawful, or defamatory content.
You will not use comments to promote or solicit business for any commercial activity.
By submitting comments, you grant CoverageHelp.org a non-exclusive license to use, reproduce, and distribute your comments in any form or media.
Hyperlinking to Our Content
The following organizations may link to coveragehelp.org without prior written approval:
Government agencies;
Search engines;
News organizations;
Online directory distributors;
Accredited businesses.
These organizations may link to our home page or specific service pages provided they meet the following conditions:
The link is not misleading or deceptive;
The link does not imply endorsement, sponsorship, or approval of the linking party and its products/services;
The link fits within the context of the linking party’s site.
If you are an organization wishing to link to coveragehelp.org, please contact us via email. We reserve the right to approve or reject link requests at our discretion.
iFrames
Without prior written approval, you may not create frames around our webpages that alter the visual appearance or presentation of our website.
Content Liability
We are not responsible for any content that appears on your website. You agree to defend and indemnify CoverageHelp.org against any claims, damages, or liabilities arising from your website’s content.
Your Privacy
Please review our Privacy Policy for details about how we handle your personal information when you use our services.
Reservation of Rights
We reserve the right to request that you remove any links to our website at any time. You agree to remove such links immediately upon our request. We also reserve the right to amend these Terms and Conditions and our linking policy at any time. By continuing to link to our website, you agree to be bound by these updated terms.
Call Recording and Data Usage
Please note that for quality assurance, training purposes, and to verify your consent to our services, we may record calls made through coveragehelp.org. Your use of our services constitutes your consent to these recordings.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and services. We do not guarantee that our website or services will always be available, error-free, or secure.
CoverageHelp.org shall not be liable for any damages, losses, or costs resulting from:
The use or inability to use our website or services;
Errors or omissions in the content on our website;
Interruptions, delays, or issues with the operation of our website.
Nothing in this disclaimer will exclude or limit liability for death or personal injury caused by negligence or fraud.
Governing Law
These Terms and Conditions are governed by the laws of the United States and the state of your residence. Any disputes will be resolved in the appropriate court with jurisdiction over your location.